Direct TopUp and Prepaid Pin Business Model

Industry diagram

Here is a diagram how the industry is organized:

A master distributor or carrier can add an unlimited amount of agents, retailers, and virtual terminals (VT). You can restrict agents for specific access only accessible to them. They can also develop and serve retailer networks.

Agents are cost effective substitutes for employees. Agents, like employees, can be assigned specific areas to manage. They are normally compensated based on sale volume. Agents work longer hours outside of the office to produce more results.

Retailers are the frontline individuals of most consumer related sales. They welcome new products in their store to maximize revenue stream without adding additional overhead costs. Just place your terminal or kiosk in the existing retail store and their customers will become your potential customers.

Virtual terminals (VT) are great alternatives to physical terminals. Just download the VT application on any PC or mobile phone. This tool saves the POS terminal and kiosk cost and installation.